Picture Book · Super contributions
Super contributions, in pictures
Salary sacrifice, notices of intent, spouse and catch-up contributions. Pick a story and flip through it.
Two ways into super
Before-tax and after-tax contributions, in one minute.
6 pictures · about 1 minute
The yearly cap
How much can go in before tax each year?
6 pictures · about 1 minute
Salary sacrifice
Paying part of your pay into super before tax.
6 pictures · about 1 minute
Claiming a deduction
Adding money yourself, then claiming it at tax time.
6 pictures · about 1 minute
After tax, and bringing years forward
Putting larger amounts in after tax.
6 pictures · about 1 minute
Unused cap, carried forward
Catching up after a quiet year.
6 pictures · about 1 minute
A boost for your partner
Spouse contributions and the tax offset.
6 pictures · about 1 minute
The Government co-contribution
A top-up for lower and middle incomes.
6 pictures · about 1 minute
The low income super tax offset
Getting back the tax on super, for lower earners.
6 pictures · about 1 minute
Division 293
Extra contributions tax for higher earners.
6 pictures · about 1 minute
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General advice warning. This picture book is general information only. It does not take into account your objectives, financial situation or needs, and it is not personal advice. Rules and thresholds change. Before acting, consider whether it is right for you, read any relevant Product Disclosure Statement and our Financial Services Guide, and seek personal advice. Past performance is not a reliable indicator of future performance.