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Picture Book · Super contributions

A boost for your partner

Story pages

A couple in their early fifties cooking dinner together in a warm kitchen
Meet Ana and Joe. Ana is 50 and works part time; Joe is 53.
A man in his early fifties handing his wife a cup of tea at the kitchen table
Joe can make an after-tax contribution into Ana's super.
A small brass key resting on top of a folded tea towel
If Ana's income is $37,000 or less and Joe contributes $3,000, he may get a tax offset of up to $540.
A row of candles on a mantel
The offset shrinks as her income rises above $37,000 and stops at $40,000.
A woman in her early fifties watering herbs on a sunny windowsill
The contribution counts toward Ana's non-concessional cap.
A couple in their early fifties walking a dog together along a beach at sunset
They also ask their fund about splitting some of Joe's before-tax contributions to Ana.

The end

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General advice warning. This picture book is general information only. It does not take into account your objectives, financial situation or needs, and it is not personal advice. Rules and thresholds change. Before acting, consider whether it is right for you, read any relevant Product Disclosure Statement and our Financial Services Guide, and seek personal advice. Past performance is not a reliable indicator of future performance.

Information as at 27 October 2026. Sources:

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