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Picture Book · Super contributions

Claiming a deduction

Story pages

A man in his late forties in a small workshop sanding a wooden chair
Meet Raj. He's 47, runs his own business, and has no employer paying his super.
A man in his late forties at a home desk sliding an envelope into a folder
He can add his own money to super and may be able to claim a tax deduction for it.
A hand placing a sealed envelope into a red post box on a suburban street
First he must give his fund a notice of intent, in the approved form.
A man in his late forties opening a letter at his front door
Then he waits for the fund's written acknowledgement before he claims the deduction.
A wall calendar beside a window with a pot plant
The notice must reach the fund before he lodges his tax return, or by 30 June the following year, whichever is earlier.
A man in his late forties writing in a notebook at a workbench
A deductible contribution counts toward the concessional cap, so Raj keeps track.

The end

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General advice warning. This picture book is general information only. It does not take into account your objectives, financial situation or needs, and it is not personal advice. Rules and thresholds change. Before acting, consider whether it is right for you, read any relevant Product Disclosure Statement and our Financial Services Guide, and seek personal advice. Past performance is not a reliable indicator of future performance.

Information as at 27 October 2026. Sources:

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