Website terms of use and disclaimer

Last updated: 20 October 2026

Who we are

This website is operated by Ramnath Group Pty Ltd ABN 27 611 488 343 trading as FinForce Australia (“FinForce”, “we”, “us”). FinForce is a Corporate Authorised Representative (CAR 001241242) of Financial Force Pty Ltd ABN 42 091 425 464, and our advice is authorised under Financial Force’s Australian Financial Services Licence No. 238337. Shay Ram is an Authorised Representative (AR 000412776) of Financial Force Pty Ltd.

General information only

Everything on this website, including articles, examples, the “Where do you stand?” check, the chat button and the calculators, is general information only. It has been prepared without taking into account your objectives, financial situation or needs, and it is not personal financial product advice. Before acting, consider whether information is appropriate for you, read any relevant Product Disclosure Statement and our Financial Services Guide, and get personal advice.

Calculators and estimates

Calculator results are estimates based on the assumptions and rates shown with each calculator and the numbers you enter. They are not a quote, forecast, offer or recommendation, and actual outcomes will differ. Tax rates, caps, thresholds and laws change, so figures may be out of date.

No guarantees

Returns are never guaranteed. Past performance is not a reliable indicator of future performance. Any goal we talk about, such as financial freedom, is something we work toward with you, not a promise of a result.

Don’t rely on it alone

We take care to keep this website accurate and current, but we don’t promise that it is complete, accurate or up to date. You should not rely on it as the only basis for a decision. Contacting us through this website does not by itself make you a client.

Our liability

To the extent permitted by law, we are not liable for any loss or damage arising from your use of, or reliance on, this website. Nothing in these terms excludes, restricts or modifies any right or remedy you have under the Australian Consumer Law or other laws that cannot be excluded. Where our liability can be limited but not excluded, it is limited, at our option, to supplying the services again or paying the cost of having them supplied again.

Links to other websites

Links to third-party websites (for example government, licensee, lender or booking sites) are provided for convenience. We don’t control them and a link is not an endorsement.

Using the website

Please don’t send tax file numbers, dates of birth, passwords or bank account details through website forms or chat. Don’t misuse the site, try to break its security, or copy its content for commercial use without our permission. Content on this site is owned by or licensed to us.

Privacy

How we handle personal information is set out in our privacy policy.

Governing law

These terms are governed by the laws of Queensland, Australia, and you submit to the non-exclusive jurisdiction of its courts. We may update these terms at any time by posting a new version here.

Questions

Call 07 3262 6585 or admin@finforce.com.au.