1Meet Priya. She's 45, works full time, and wants her super to do more.
2Money goes into super in two main ways: before tax, or after tax.
3Before-tax money is called a concessional contribution. It includes her employer's super, salary sacrifice and personal contributions she claims as a deduction.
4Concessional contributions are generally taxed at 15% in the fund.
5After-tax money she adds herself and doesn't claim a deduction for is a non-concessional contribution.
6Each type has its own yearly limit, called a cap. Priya decides to learn both.
The end
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