Age Pension calculator
Estimate how much Centrelink Age Pension you could get each fortnight. Move the sliders to see how your assets and income change the result. Rates are Services Australia's from 20 September 2026, checked on 27 October 2026.
Everything you (and your partner) own except your home: super in the pension phase or once you reach Age Pension age, savings, shares, investment property, cars, contents. Couples: combined.
Bank accounts, term deposits, shares, managed funds and super. Deemed to earn 1.75% on the first $66,800 (couples $110,600 combined) and 3.75% above that.
For example, rent from an investment property or a defined benefit pension. Couples: combined. The Work Bonus for wages isn't included.
Estimated Age Pension
per fortnight
- Assets test result
- Income test result
- Deemed income
- Total assessed income
Maximum rate: .
Your pension as assets go up
The pension drops by about $3 a fortnight for every $1,000 of assets over the full-pension limit, until it reaches the cut-off point. The dot shows where you are now. The line uses your current financial assets and other income.
Rates used (from 20 September 2026)
| Single | Couple (combined) | |
|---|---|---|
| Maximum rate a fortnight (basic + Pension Supplement + Energy Supplement) | $1,237.70 | $1,866.00 |
| Full pension assets limit: homeowner / non-homeowner | $333,000 / $600,000 | $499,000 / $766,000 |
| Part pension cut-off: homeowner / non-homeowner | $745,750 / $1,012,750 | $1,121,000 / $1,388,000 |
| Income free area a fortnight | $226 (then 50c per $1) | $396 (then 25c per $1 each) |
| Income cut-off a fortnight | $2,701.40 | $4,128.00 |
| Deeming | 1.75% to $66,800, 3.75% above | 1.75% to $110,600, 3.75% above |
Sources: Services Australia, How much you can get, Assets test, Income test and Deeming. Rates as at 20 September 2026, checked 27 October 2026. Rates change each March and September. Uses normal (not transitional) rates and excludes Rent Assistance, the Work Bonus, couples separated by illness, and age and residence rules.