Picture Book · Home Equity Access Scheme
Home Equity Access Scheme, in pictures
How the Government's home-equity loan works. Pick a story and flip through it.
A loan from your own front door
What the Home Equity Access Scheme is, in one minute.
6 pictures · about 1 minute
Who can use it?
The basic eligibility checks.
6 pictures · about 1 minute
The 150% rule
How much you can get each fortnight.
6 pictures · about 1 minute
A lump sum when you need it
Advance payments, and their catch.
6 pictures · about 1 minute
Interest that keeps growing
How the interest rate works.
6 pictures · about 1 minute
There is a ceiling
The maximum loan amount.
6 pictures · about 1 minute
You won't owe more than the home
The no negative equity guarantee.
6 pictures · about 1 minute
Paying it back
How and when the loan is repaid.
6 pictures · about 1 minute
Scheme or reverse mortgage?
Two ways to borrow against your home.
6 pictures · about 1 minute
Is it right for you?
Questions to ask before you apply.
6 pictures · about 1 minute
Want this for your situation?
The stories explain the idea. One of our advisers can help you work out what applies to you.
Book an appointment with one of our advisersor call 07 3262 6585
Also helpful: Age Pension what-if planner · Cost-of-living help for homeowners · Insights articles
General advice warning. This picture book is general information only. It does not take into account your objectives, financial situation or needs, and it is not personal advice. Rules and thresholds change. Before acting, consider whether it is right for you, read any relevant Product Disclosure Statement and our Financial Services Guide, and seek personal advice. Past performance is not a reliable indicator of future performance.