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Picture Book · Home Equity Access Scheme

Is it right for you?

Story pages

A couple in their late sixties doing the dishes together at a kitchen sink
Meet Judy and Ken, both 69. The scheme could ease their budget, but they want to be sure.
An hourglass on a windowsill with sand running through it
Ask: how long might we need the money, and how much will the balance grow?
A couple in their late sixties walking past a modern low-rise retirement building with gardens
Ask: what if we need aged care or want to move later?
A couple in their late sixties sorting a box of household items into piles in a garage
Ask: are there other options, like trimming costs, checking our pension, or downsizing?
Three generations planting a small tree together in a backyard
Ask: how will this affect what we leave our family?
A couple in their late sixties smiling across a table from a friendly adviser in a bright office
Then they get advice on their whole situation before choosing.

The end

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General advice warning. This picture book is general information only. It does not take into account your objectives, financial situation or needs, and it is not personal advice. Rules and thresholds change. Before acting, consider whether it is right for you, read any relevant Product Disclosure Statement and our Financial Services Guide, and seek personal advice. Past performance is not a reliable indicator of future performance.

Information as at 27 October 2026. Sources:

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Every situation is different. One of our advisers can help you work out what applies to you.

Book an appointment with one of our advisersor call 07 3262 6585

Keep exploring: More home equity access scheme stories · All picture books · Age Pension what-if planner · Cost-of-living help for homeowners