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Picture Book · Age Pension

Couples count together

Story pages

An older man and a woman in her early sixties laughing while gardening together in a backyard vegetable patch
Meet Joe and Wendy. Joe is 67 and Wendy is 63.
Two coffee mugs side by side on a garden table
For a couple, both partners' income and assets are counted, even if only one is pension age.
A young citrus tree in a large pot by a sunny wall
Wendy's super is generally not counted until she reaches pension age, while it stays in the growth phase.
A long garden bench with two cushions
A homeowner couple can have up to $499,000 combined for the full pension, and part pensions stop above $1,121,000.
A rain tank beside a shed
Combined income up to $396 a fortnight doesn't reduce their pension.
A couple in their sixties walking a dog along a quiet suburban street at dusk
Joe and Wendy plan together, looking at both their pictures.

The end

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General advice warning. This picture book is general information only. It does not take into account your objectives, financial situation or needs, and it is not personal advice. Rules and thresholds change. Before acting, consider whether it is right for you, read any relevant Product Disclosure Statement and our Financial Services Guide, and seek personal advice. Past performance is not a reliable indicator of future performance.

Information as at 27 October 2026. Sources:

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