Picture Book · Age Pension
Age Pension, in pictures
The assets test, the income test and how the rules fit together. Pick a story and flip through it.
Who can get it
Age, residence, and then the means tests.
6 pictures · about 1 minute
The full rate
What the maximum pension is, and when it changes.
6 pictures · about 1 minute
The assets test
What counts, and what the home has to do with it.
6 pictures · about 1 minute
Renters and owners
Why the limits are higher if you don't own a home.
6 pictures · about 1 minute
The income test
How income changes the pension.
6 pictures · about 1 minute
Deeming
How savings and investments are counted as income.
6 pictures · about 1 minute
Two tests, one answer
Why the test that pays less is the one that counts.
6 pictures · about 1 minute
The Work Bonus
Keeping more pension while you work.
6 pictures · about 1 minute
Gifting
Giving money away, and how it's counted.
6 pictures · about 1 minute
Couples count together
How the rules work when you have a partner.
6 pictures · about 1 minute
Want this for your situation?
The stories explain the idea. One of our advisers can help you work out what applies to you.
Book an appointment with one of our advisersor call 07 3262 6585
Also helpful: Age Pension what-if planner · Cost-of-living help for homeowners · Insights articles
General advice warning. This picture book is general information only. It does not take into account your objectives, financial situation or needs, and it is not personal advice. Rules and thresholds change. Before acting, consider whether it is right for you, read any relevant Product Disclosure Statement and our Financial Services Guide, and seek personal advice. Past performance is not a reliable indicator of future performance.