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Picture Book · Age Pension

Who can get it

Story pages

A woman in her mid sixties with short white hair watering roses in a suburban front garden in morning light
Meet Margaret. She's 66 and wonders when the Age Pension starts.
A birthday cake with a few lit candles on a kitchen table
Age Pension age is 67.
A long garden path made of stepping stones leading to a front porch
She also needs to meet the residence rules: generally 10 years as an Australian resident, with at least 5 of them in one unbroken stretch.
Two matching wicker baskets side by side on a wooden bench in a garden shed
Then two tests decide how much she can get: an income test and an assets test.
A woman in her mid sixties sitting at a table by a window with a laptop
She can lodge her claim up to 13 weeks before she reaches pension age.
A woman in her mid sixties placing a neat folder into a drawer of a wooden desk
Margaret pops a reminder in her diary and gathers her paperwork early.

The end

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General advice warning. This picture book is general information only. It does not take into account your objectives, financial situation or needs, and it is not personal advice. Rules and thresholds change. Before acting, consider whether it is right for you, read any relevant Product Disclosure Statement and our Financial Services Guide, and seek personal advice. Past performance is not a reliable indicator of future performance.

Information as at 27 October 2026. Sources:

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