Picture Book · Tax in depth
Tax in depth, in pictures
Marginal rates, CGT, Division 293 and super tax. Pick a story and flip through it.

Climbing the steps
How marginal tax rates really work.
6 pictures · about 1 minute
The first $18,200
Low incomes, the $18,200 threshold and the low income tax offset.
6 pictures · about 1 minute
The Medicare levy
The 2% levy, and the surcharge some people pay on top.
6 pictures · about 1 minute
Three rules for deductions
What you can claim, the new $1,000 standard deduction, and records.
6 pictures · about 1 minute
What a capital gain is
CGT isn't a separate tax: gains join your income.
6 pictures · about 1 minute
The CGT change in 2027
The 50% discount gives way to indexation and a 30% minimum tax.
6 pictures · about 1 minute
Your home and CGT
Why selling the family home usually means no capital gains tax.
6 pictures · about 1 minute
Negative gearing changes
New rules for residential property from July 2027.
6 pictures · about 1 minute
Tax inside super
How contributions, earnings and withdrawals are taxed.
6 pictures · about 1 minute
Division 293 in depth
The extra 15% on super contributions for high earners.
6 pictures · about 1 minute
Want this for your situation?
The stories explain the idea. One of our advisers can help you work out what applies to you.
Book an appointment with one of our advisersor call 07 3262 6585
Also helpful: Age Pension what-if planner · Cost-of-living help for homeowners · Insights articles
General advice warning. This picture book is general information only. It does not take into account your objectives, financial situation or needs, and it is not personal advice. Rules and thresholds change. Before acting, consider whether it is right for you, read any relevant Product Disclosure Statement and our Financial Services Guide, and seek personal advice. Past performance is not a reliable indicator of future performance.