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Picture Book · SMSF, family and later life

Your own super fund

Story pages

A couple in their fifties standing proudly outside a small shopfront in a Brisbane suburb
Meet Raj and Anna. They're in their fifties and run a small business.
A couple in their fifties steering a small sailing boat together on a calm bay
A self-managed super fund, or SMSF, is a super fund you run yourselves.
Two people holding the same large ship's wheel
Every member is usually a trustee, so they make the decisions and carry the responsibility.
A tidy desk with neat folders
An SMSF needs an investment strategy, yearly accounts and an independent audit.
A large heavy backpack beside a very small suitcase on a footpath
Costs are often fixed, so a small balance can make an SMSF expensive.
A couple in their fifties walking a beach at sunset
Raj and Anna compare the time, cost and control before deciding.

The end

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General advice warning. This picture book is general information only. It does not take into account your objectives, financial situation or needs, and it is not personal advice. Rules and thresholds change. Before acting, consider whether it is right for you, read any relevant Product Disclosure Statement and our Financial Services Guide, and seek personal advice. Past performance is not a reliable indicator of future performance.

Information as at 29 October 2026. Sources:

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