1Meet Priya and Tom. Two young kids, a mortgage, and one big question: what if something happens to one of us?
2Personal insurance is like an umbrella. You hope for sunshine, but you're glad it's there when it rains.
3Life cover pays a lump sum when you die, so the people who rely on you can pay the mortgage, debts and everyday bills.
4TPD insurance pays a lump sum if illness or injury leaves you permanently unable to work.
5Trauma cover pays a lump sum if you have a listed serious illness or injury, like cancer or a stroke. Income protection pays part of your income while you can't work.
6Before you buy, read the PDS and check what cover you already have through your super, so you don't pay twice.
The end
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General advice warning. This picture book is general information only. It does not take into account your objectives, financial situation or needs, and it is not personal advice. Rules and thresholds change. Before acting, consider whether it is right for you, read any relevant Product Disclosure Statement and our Financial Services Guide, and seek personal advice. Past performance is not a reliable indicator of future performance.
