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Picture Book · Downsizing and estate

Staying put, differently

Story pages

An older man in his seventies kneeling in a vegetable garden behind a timber house
Meet Gus. He loves his house and his garden, and he isn't going anywhere.
A young woman carrying a suitcase being welcomed at the front door by an older man
One option is renting out a room or taking in a boarder.
A Queenslander house that has been neatly split into two homes with two front doors and a shared garden
Another is dual occupancy: converting the home and renting or selling half of it.
An older man sitting on his front verandah at dusk with warm light glowing from the windows behind him
Some people use their home equity, through options like a reverse mortgage or home reversion.
An older man listening to a friendly adviser at a round table in a bright office
These involve risk and a long-term financial impact, so independent financial advice comes first.
An older man on the phone at home
Each option can affect tax and government benefits. Gus checks before he decides.

The end

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General advice warning. This picture book is general information only. It does not take into account your objectives, financial situation or needs, and it is not personal advice. Rules and thresholds change. Before acting, consider whether it is right for you, read any relevant Product Disclosure Statement and our Financial Services Guide, and seek personal advice. Past performance is not a reliable indicator of future performance.

Information as at 27 October 2026. Sources:

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