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Picture Book · Debt and cash flow

The rainy day jar

Story pages

A man in his late twenties in nurse's scrubs walking home along a leafy Brisbane street at sunset
Meet Noah. He's a nurse, and he likes to be ready for anything.
A small car with its bonnet up on the side of a suburban road
Life is full of surprises. Cars break down, fridges stop working and unexpected bills arrive.
A large glass jar half full of coins on a kitchen shelf beside a small potted fern
An emergency fund is money set aside for exactly these moments.
A man holding a small umbrella that is too small as rain pours around him
Without one, surprises often end up on a credit card, and the interest makes them cost more.
A man placing a coin into a jar each week
Start with whatever you can manage and build it up gradually. A separate savings account makes it harder to dip into.
The same man smiling as a mechanic hands him back his car keys at a sunny workshop
When the next surprise comes, Noah pays it from the jar and gets on with his day.

The end

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General advice warning. This picture book is general information only. It does not take into account your objectives, financial situation or needs, and it is not personal advice. Rules and thresholds change. Before acting, consider whether it is right for you, read any relevant Product Disclosure Statement and our Financial Services Guide, and seek personal advice. Past performance is not a reliable indicator of future performance.

Information as at 27 October 2026. Sources:

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