Highlights · Example

What a Game Plan looks like: a picture story

We explain advice in pictures as well as words. Here is the style, using a made-up family. Example only: no real client, invented numbers, not a forecast.

FINFORCE GAME PLAN · The Example familyPage 1 of 6 · EXAMPLE

Meet the Example family

Sam (44) and Alex (42) live in Brisbane’s north with one child. They want three things: a smaller mortgage, a calmer retirement and to know their family is protected. This is a made-up family; every number on this page is invented to show the style.

FINFORCE GAME PLAN · The Example familyPage 2 of 6 · EXAMPLE

Super funds held

Today4

After2

Home loan ($)

Today$520,000

After$520,000

Where they are today

Two super funds each, a home loan, a little in savings and no clear plan. Today is shown in charcoal; after the plan in mint.

FINFORCE GAME PLAN · The Example familyPage 3 of 6 · EXAMPLE

Accounts to track

Today7

After4

One fund each, one clear picture

The plan rolls duplicate accounts together (after checking insurance first), so fees are paid once and the picture fits on one page.

FINFORCE GAME PLAN · The Example familyPage 4 of 6 · EXAMPLE

Cover reviewed: life · TPD · income protection · wills and nominations

Protecting the family

Life, TPD and income protection are checked against what the family would actually need, inside or outside super, before anything changes.

FINFORCE GAME PLAN · The Example familyPage 5 of 6 · EXAMPLE

Month 1: consolidate super
Month 2: start salary sacrifice
Month 3: offset account set up
Every year: review together

The path, step by step

Each step has an owner and a date: consolidate, set up salary sacrifice within the cap, redirect savings to the offset account, then review every year.

FINFORCE GAME PLAN · The Example familyPage 6 of 6 · EXAMPLE

Illustration only · not a forecast · not advice

What it costs and what happens next

Fees are shown in dollars, in writing, before any work starts. The family can say no at any point. That is the whole Game Plan: their money, explained on one page.

Every real Game Plan is built from your own documents and summarises your Statement of Advice. If the two ever differ, the Statement of Advice is what counts.

Want one for your family? Book a no-obligation chat with our financial planners in Brisbane, or start with our free guides.

General advice warning. This article is general information only and does not take into account your objectives, financial situation or needs. Rules and thresholds change; check the sources above. Past performance is not a reliable indicator of future performance. Consider the relevant PDS and our Financial Services Guide and seek personal advice before acting. FinForce is authorised under Financial Force Pty Ltd AFSL 238337. Shay has been authorised since 18 October 2011.