Super & SMSF · Free how-to
Find & track my super
If you've changed jobs, moved house or changed your name, some of your super may be sitting in an old account, or with the ATO. You can see every account you have, in one place, through myGov linked to the ATO. It takes about 10 minutes and it's free.
Four steps
How to find all your super.
Super → Fund details
In ATO online services, select Super, then Fund details. Every account the ATO knows about is listed.
Spot lost super
"Contact fund" means a lost account still with the fund. "ATO-held super" means the fund paid it to the ATO.
Claim or combine
Select Manage → Transfer super to move it into a fund you keep. Check the cautions below first.
Can't see super you know about? The ATO says your details may not match. Update your details with the ATO (myGov → ATO → My profile) and with your fund, then call 13 28 65. You can also post the ATO's paper form, Searching for lost and unclaimed super (NAT 2476).
Keep it tracked
Stop super getting lost again.
- Keep your name, address and email up to date with the ATO and every fund you hold.
- Make sure each fund has your TFN. Give it to the fund directly, never to anyone who asks by text or email.
- When you start a new job, check which fund your employer is paying into. If you think super isn't being paid, see the ATO's unpaid super guidance.
- Run the ATO's free super health check once a year.
Before you combine
Combining accounts can cost you, so check three things.
🛡️ Insurance
Closing a fund usually ends its life, TPD and income protection cover. If your health has changed you may not get it back. Line up the cover you need before you roll over.
💲 Fees & exit
Compare fees and investment returns first. The ATO's YourSuper comparison tool is a good start.
📄 Special features
Defined benefit funds, old policies with guarantees, and SMSFs need a closer look. Moving out can mean giving up a benefit for good.
Read: consolidating super, explained · Insurance in super · Our longer guide to lost super
Picture book
Finding lost super, in pictures
The same story told in a few illustrated pages. Good for sharing with your kids or parents.
Read the picture bookRather we did it?
Book a super health check.
FinForce can do the legwork for you. With your consent, we can see your super accounts and work through them with you:
- Every account, balance and insurance cover in one picture
- Whether combining makes sense, and what you'd give up
- Fees, investment option and contributions checked against your goals
- Clients can see their super in the FinForce client portal
We will never ask for your myGov password or TFN by email, text or web form. Don't enter them anywhere on this site.
Super advice in Brisbane · SMSF advice · Calculators & resources
General advice warning. This page is general information only and does not take into account your objectives, financial situation or needs. Before acting, consider whether it is right for you and read the relevant product disclosure statement and target market determination. Steps are based on ATO, myGov and Moneysmart guidance checked 30 October 2026 and may change. See our Financial Services Guide.