Home · Member Calculators · Unit comparison
Unit comparison calculator: is a dearer unit with lower body corporate worth it?
Put two units side by side. Change the purchase price, body corporate and other outgoings, and see which one comes out ahead over 5 to 30 years, and when (or if) the more expensive unit with lower costs breaks even.
Illustrative only, not a forecast. Capital growth and cost increases are assumptions you choose. Real property values, levies and special levies can move very differently. Results don’t include stamp duty, loan interest, rent, tax or selling costs. General advice only.
Result
Break-even
Unit A net position at end
Unit B net position at end
Net position = estimated value − purchase price − cumulative body corporate and outgoings (− opportunity cost, if switched on).
Unit AUnit B
Year by year
| Year | A value | A costs to date | A opp. cost | A net | B value | B costs to date | B opp. cost | B net | B − A |
|---|
How it works
- Each unit’s value grows at the growth rate you set, compounded yearly from the purchase price.
- Body corporate is converted to a yearly figure (weekly × 52, monthly × 12, quarterly × 4) and added to rates, water, insurance and other outgoings. Those costs rise each year by the increase rate.
- The break-even is the first year the more expensive unit’s net position catches up with the cheaper one.
- A higher price also means more dollars of growth at the same percentage, so the opportunity cost toggle helps keep the comparison fair.
Want to talk through a real purchase? Book a time or call 07 3262 6585.
General advice only. This calculator is speculative and illustrative. It is not a forecast, valuation or recommendation and doesn’t consider your objectives, financial situation or needs. Get personal advice before buying property.