Print this, tick it off, bring it along.
Bring with you
- Latest super statements (all funds) and any insurance through super
- Payslips or your last tax return
- Loan statements: home, car, cards
- Investment statements and property details
- A rough monthly spending figure
- Your goals, in your own words, with rough dates
Ask about them
- Are you on the ASIC Financial Advisers Register? Which licensee are you with?
- Can I see your Financial Services Guide?
- How are you paid, and what will this cost me, in dollars, upfront and ongoing?
- Do you or your licensee earn anything from products you recommend?
Ask about the advice
- What are you recommending, and why is it better than what I have now?
- What are the risks and the costs of switching?
- What happens if my situation changes, or the market falls?
- Will I get a Statement of Advice, and how long do I have to decide?
- How often will we review it, and what's included in a review?
- How do I make a complaint if something goes wrong?
Sources
Figures checked 1 November 2026.