Past performance is not a reliable indicator of future performance. These are returns of model portfolios, not of any client account. An individual client's results will differ because of timing, contributions and withdrawals, rebalancing, platform and advice fees, and tax.
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– = no figure reported. † From the previous model document dated 24 April 2026, when the model held a different mix of investments. Other figures are from the FinForce model portfolio document dated 20 July 2026. The source documents do not state the exact period end date, or whether returns are before or after fees. No 24-month figures are reported. Estimated investment cost is the target-weighted average of the underlying investments' published management fees and indirect costs (checked 31 October 2026, cash excluded); it does not include performance fees, transaction costs, or platform or advice fees.
See all figures in a table
| Model portfolio | Growth / defensive (%) | 6 months | 12 months | 24 months | Est. investment cost p.a. |
|---|---|---|---|---|---|
| Defensive – Income Focused | 30.60 / 69.40 | +3.31% | +7.14% | – | 0.62% |
| Balanced – Income Focused | 56.49 / 43.51 | +2.06%† | – | – | 0.63% |
| Balanced | 66.66 / 33.34 | +10.22%† | – | – | 0.46% |
| Growth | 84.07 / 15.93 | +12.03%† | +17.90%† | – | 0.39% |
| High Growth | 89.05 / 10.95 | +11.39%† | +16.68%† | – | 0.45% |
How to read this
- Growth assets are shares and property. They tend to rise more over long periods and fall harder in bad years.
- Defensive assets are fixed interest and cash. They tend to move less and pay steadier income.
- Six-month figures are not annualised. A short period says little about how a model will do over the 5 to 10 years most people invest for.
- The right model depends on your goals, time frame and how you would feel in a falling market. That is what a review works out.
General advice warning. This page is general information only and does not take into account your objectives, financial situation or needs. Past performance is not a reliable indicator of future performance. Figures are for model portfolios; an individual client's results will differ. Consider the relevant PDS and our Financial Services Guide and seek personal advice before acting. FinForce is a Corporate Authorised Representative (No. 001241242) of Financial Force Pty Ltd, ABN 42 091 425 464, AFSL 238337.