/* FinForce site, mint on charcoal + cream from the logo.
   Live brand: mint on charcoal + cream, sampled from the logo JPEG.
   Mint is an accent on ink/charcoal/cream, not a flood, not gold, not navy-blue.
*/

:root {
  --navy: #0C1514;
  --navy-deep: #0C1514;
  --navy-mid: #13201E;
  --navy-soft: #1a2623;
  --mint: #95E1D4;
  --mint-soft: #A6F3E5;
  --mint-bright: #A6F3E5;
  --mint-deep: #3D6B64;
  --cream: #F6F3EC;
  --paper: #FBF9F4;
  --stone: #e6dfd0;
  --charcoal: #0C1514;
  --ink: #0C1514;
  --muted: #5c6865;
  --muted-2: #7a8582;
  --hair: rgba(2, 28, 25, 0.12);
  --hair-mint: rgba(149, 225, 212, 0.38);
  --hair-light: rgba(246, 243, 236, 0.14);
  --serif: "Fraunces", "Iowan Old Style", "Palatino Linotype", Palatino, serif;
  --sans: "DM Sans", "Gill Sans", "Trebuchet MS", sans-serif;
  --wrap: 1140px;
  --wrap-wide: 1380px;
  --header: 80px;
  --ease: cubic-bezier(0.22, 1, 0.36, 1);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
html, body { margin: 0; padding: 0; }
body {
  font-family: var(--sans);
  font-optical-sizing: auto;
  font-size: 17px;
  line-height: 1.65;
  color: var(--ink);
  background: var(--cream);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration-thickness: 1px; text-underline-offset: 0.22em; }
a:hover { color: var(--mint-deep); }
button, input, select, textarea { font: inherit; }
h1, h2, h3, h4 {
  font-family: var(--serif);
  font-weight: 500;
  line-height: 1.06;
  letter-spacing: -0.028em;
  margin: 0 0 0.5em;
  color: var(--navy);
}
h1 { font-size: clamp(3rem, 7vw, 6.2rem); font-weight: 500; }
h2 { font-size: clamp(2rem, 3.6vw, 3.15rem); }
h3 { font-size: clamp(1.3rem, 1.9vw, 1.7rem); }
p { margin: 0 0 1em; }
p:last-child { margin-bottom: 0; }

.skip {
  position: absolute;
  left: -999px;
  top: 0;
  background: var(--mint);
  color: var(--ink);
  padding: 0.6rem 1rem;
  z-index: 1000;
}
.skip:focus { left: 1rem; top: 1rem; }

.wrap {
  width: min(var(--wrap), calc(100% - 56px));
  margin-inline: auto;
}
.wrap-wide {
  width: min(var(--wrap-wide), calc(100% - 56px));
  margin-inline: auto;
}

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  height: var(--header);
  background: rgba(12, 21, 20, 0.94);
  backdrop-filter: blur(18px) saturate(1.15);
  -webkit-backdrop-filter: blur(18px) saturate(1.15);
  border-bottom: 1px solid var(--hair-mint);
  color: var(--cream);
}
.nav {
  display: flex;
  align-items: center;
  gap: 1.6rem;
  height: var(--header);
}
.logo {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  text-decoration: none;
  color: var(--cream) !important;
  flex-shrink: 0;
}
.logo img {
  width: 36px;
  height: 36px;
  object-fit: contain;
  background: #080808;
  border: 1px solid var(--hair-mint);
}
.logo-word {
  font-family: var(--sans);
  font-weight: 600;
  font-size: 1.06rem;
  letter-spacing: -0.03em;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 0.1rem 1.15rem;
  margin-left: auto;
  list-style: none;
  padding: 0;
  margin-top: 0;
  margin-bottom: 0;
}
.nav-links a {
  color: var(--cream);
  text-decoration: none;
  font-size: 0.82rem;
  font-weight: 500;
  letter-spacing: 0.04em;
  opacity: 0.82;
  padding: 0.3rem 0;
  border-bottom: 1px solid transparent;
}
.nav-links a:hover,
.nav-links a[aria-current="page"] {
  opacity: 1;
  color: var(--mint-soft);
  border-bottom-color: var(--mint);
}
.nav-ctas {
  display: flex;
  align-items: center;
  gap: 0.9rem;
  flex-shrink: 0;
}
.nav-phone {
  color: var(--cream) !important;
  text-decoration: none;
  font-size: 0.8rem;
  font-weight: 500;
  letter-spacing: 0.06em;
  opacity: 0.85;
  white-space: nowrap;
}
.nav-phone:hover { color: var(--mint) !important; opacity: 1; }
.menu-toggle {
  display: none;
  background: none;
  border: 1px solid var(--hair-light);
  color: var(--cream);
  width: 42px;
  height: 42px;
  cursor: pointer;
  margin-left: auto;
  padding: 0;
}
.menu-toggle span {
  display: block;
  width: 16px;
  height: 1px;
  background: var(--cream);
  margin: 5px auto;
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  background: var(--mint);
  color: var(--ink) !important;
  text-decoration: none !important;
  border: 1px solid var(--mint);
  padding: 0.88rem 1.4rem;
  font-size: 0.86rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  cursor: pointer;
  transition: transform 0.35s var(--ease), background 0.25s, color 0.25s, border-color 0.25s;
  white-space: nowrap;
}
.btn:hover { background: var(--mint-bright); border-color: var(--mint-bright); transform: translateY(-1px); }
.btn-ghost {
  background: transparent;
  color: var(--cream) !important;
  border-color: rgba(246, 243, 236, 0.38);
}
.btn-ghost:hover { background: var(--cream); color: var(--navy) !important; border-color: var(--cream); }
.btn-ink {
  background: var(--navy);
  color: var(--cream) !important;
  border-color: var(--navy);
}
.btn-ink:hover { background: var(--navy-mid); border-color: var(--navy-mid); }
.btn-line {
  background: transparent;
  color: var(--navy) !important;
  border-color: var(--navy);
}
.btn-line:hover { background: var(--navy); color: var(--cream) !important; }
.cta-row { display: flex; flex-wrap: wrap; gap: 0.75rem; margin-top: 1.85rem; }

/* Hero */
.hero {
  position: relative;
  min-height: calc(100vh - var(--header) - 4.6rem);
  min-height: calc(100svh - var(--header) - 4.6rem);
  display: grid;
  align-items: end;
  color: var(--cream);
  overflow: hidden;
  background: var(--navy-deep);
}
.hero-media {
  position: absolute;
  inset: 0;
  z-index: 0;
}
.hero-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  filter: saturate(0.72) contrast(1.08) brightness(0.78);
}
.hero-media::after {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(180deg, rgba(12, 21, 20, 0.42) 0%, rgba(12, 21, 20, 0.55) 42%, rgba(12, 21, 20, 0.92) 100%),
    linear-gradient(90deg, rgba(12, 21, 20, 0.62) 0%, rgba(12, 21, 20, 0.18) 58%);
}
.hero-inner {
  position: relative;
  z-index: 1;
  padding: 5rem 0 4.5rem;
}
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.75rem;
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--mint);
  margin-bottom: 1.35rem;
}
.eyebrow::before {
  content: "";
  width: 32px;
  height: 1px;
  background: var(--mint);
}
.hero h1 {
  color: var(--cream);
  max-width: 12ch;
  margin-bottom: 0.42em;
}
.hero .lede {
  font-size: clamp(1.05rem, 1.55vw, 1.28rem);
  max-width: 38rem;
  color: rgba(246, 243, 236, 0.84);
  line-height: 1.55;
}

.page-hero {
  position: relative;
  padding: 3.75rem 0 3rem;
  background: var(--navy-deep);
  color: var(--cream);
  overflow: hidden;
}
.page-hero.with-photo::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(180deg, rgba(12, 21, 20, 0.55) 0%, rgba(12, 21, 20, 0.88) 100%),
    url("../assets/brisbane-dusk-1920.jpg") center / cover no-repeat;
  filter: saturate(0.7) brightness(0.7);
  z-index: 0;
}
.page-hero > .wrap { position: relative; z-index: 1; }
.page-hero h1 { color: var(--cream); max-width: 16ch; }
.page-hero .lede {
  font-size: 1.18rem;
  max-width: 40rem;
  color: rgba(246, 243, 236, 0.78);
}

/* Sections */
section { padding: 6.25rem 0; }
.band-navy {
  background: var(--navy-deep);
  color: var(--cream);
}
.band-navy h2, .band-navy h3 { color: var(--cream); }
.band-navy p { color: rgba(246, 243, 236, 0.78); }
.band-paper { background: var(--paper); }
.band-mint {
  background: var(--mint);
  color: var(--navy);
}
.band-mint h2, .band-mint p { color: var(--navy); }

.kicker {
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--mint-deep);
  margin-bottom: 1rem;
}
.band-navy .kicker,
.hero .kicker { color: var(--mint); }
.page-hero .kicker { color: var(--mint); }

.split {
  display: grid;
  grid-template-columns: 0.88fr 1.12fr;
  gap: 4.25rem;
  align-items: start;
}
.split-reverse { grid-template-columns: 1.12fr 0.88fr; }

.trio {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.35rem;
}
.card {
  background: var(--paper);
  border: 1px solid var(--hair);
  padding: 2rem 1.75rem 1.75rem;
  display: flex;
  flex-direction: column;
  min-height: 100%;
  transition: border-color 0.25s, transform 0.4s var(--ease), box-shadow 0.4s var(--ease);
  text-decoration: none;
  color: inherit;
}
a.card:hover {
  border-color: var(--mint);
  transform: translateY(-4px);
  color: inherit;
  box-shadow: 0 18px 40px rgba(2, 28, 25, 0.08);
}
.band-paper .card { background: var(--cream); }
.card-num {
  font-family: var(--serif);
  font-size: 0.92rem;
  color: var(--mint-deep);
  margin-bottom: 2.4rem;
  letter-spacing: 0.04em;
}
.card h3 { margin-bottom: 0.55rem; color: var(--navy); }
.card p { color: var(--muted); font-size: 0.98rem; flex: 1; }
.card-link {
  margin-top: 1.5rem;
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--navy);
}
.card-link span { color: var(--mint-deep); }

.feature-ai {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 3.25rem;
  align-items: center;
}
.stat-list {
  list-style: none;
  padding: 0;
  margin: 0;
  border-top: 1px solid var(--hair-light);
}
.stat-list li {
  display: grid;
  grid-template-columns: 8.5rem 1fr;
  gap: 1rem;
  padding: 1.1rem 0;
  border-bottom: 1px solid var(--hair-light);
  font-size: 0.95rem;
}
.stat-list strong {
  color: var(--mint);
  font-weight: 600;
  font-size: 0.76rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.portrait-panel {
  background: var(--navy-deep);
  color: var(--cream);
  padding: 2.75rem 2.4rem;
  min-height: 100%;
  border-top: 2px solid var(--mint);
}
.avatar-xl {
  width: 92px;
  height: 92px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: var(--mint);
  color: var(--navy);
  font-family: var(--serif);
  font-size: 1.9rem;
  font-weight: 500;
  margin-bottom: 1.6rem;
  letter-spacing: -0.02em;
}
.portrait-panel h2 { color: var(--cream); }
.portrait-panel p { color: rgba(246, 243, 236, 0.82); }
.portrait-panel .role {
  color: var(--mint);
  font-size: 0.78rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  font-weight: 600;
  margin-bottom: 0.85rem;
}

.team-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
}
.person {
  display: grid;
  grid-template-columns: 56px 1fr;
  gap: 1rem;
  padding: 1.35rem 1.25rem 1.3rem;
  border: 1px solid var(--hair);
  background: var(--paper);
  min-height: 100%;
  transition: transform 0.4s var(--ease), box-shadow 0.4s var(--ease), border-color 0.25s;
}
.person:hover {
  transform: translateY(-3px);
  border-color: var(--mint);
  box-shadow: 0 16px 36px rgba(2, 28, 25, 0.08);
}
.avatar {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  font-family: var(--serif);
  font-size: 1rem;
  font-weight: 500;
  background: var(--navy);
  color: var(--mint);
  letter-spacing: -0.02em;
}
.avatar.mint { background: var(--mint); color: var(--ink); }
.avatar.cream { background: var(--stone); color: var(--navy); }
.avatar.char { background: var(--charcoal); color: var(--cream); }
.person h3 { font-size: 1.12rem; margin: 0 0 0.12rem; }
.person .role {
  font-size: 0.72rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  font-weight: 600;
  color: var(--mint-deep);
  margin-bottom: 0.4rem;
}
.person p { font-size: 0.9rem; color: var(--muted); }

.and-rest {
  margin-top: 1.6rem;
  padding: 1.3rem 1.4rem;
  border-left: 2px solid var(--mint);
  color: var(--muted);
  font-size: 0.98rem;
}

/* Practice flow diagram */
.flow {
  display: grid;
  grid-template-columns: 1fr auto 1fr auto 1fr;
  gap: 0.85rem;
  align-items: stretch;
  margin: 2.75rem 0 1.25rem;
}
.flow-node {
  border: 1px solid var(--hair-light);
  background: rgba(246, 243, 236, 0.04);
  padding: 1.5rem 1.3rem;
  position: relative;
}
.flow-node strong {
  display: block;
  font-size: 0.7rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--mint);
  margin-bottom: 0.6rem;
}
.flow-node p { color: var(--cream); font-size: 1.02rem; margin: 0; }
.flow-node.emphasis {
  background: rgba(149, 225, 212, 0.12);
  border-color: var(--hair-mint);
}
.flow-arrow {
  display: grid;
  place-items: center;
  color: var(--mint);
  font-size: 1.45rem;
  opacity: 0.9;
}
.locks {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.15rem;
  margin-top: 2rem;
}
.lock {
  padding: 1.5rem 1.4rem;
  border: 1px solid var(--hair);
  background: var(--paper);
}
.lock h3 { font-size: 1.22rem; }

.plain-list { list-style: none; padding: 0; margin: 0; }
.plain-list li {
  padding: 1.05rem 0;
  border-bottom: 1px solid var(--hair);
  display: grid;
  grid-template-columns: 7.5rem 1fr;
  gap: 1.25rem;
}
.plain-list .lab {
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--mint-deep);
  padding-top: 0.28rem;
}

.contact-grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 3.75rem;
}
.hours {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.95rem;
  margin: 1rem 0 1.5rem;
}
.hours td {
  padding: 0.5rem 0;
  border-bottom: 1px solid var(--hair);
}
.hours td:last-child { text-align: right; color: var(--muted); }
.form {
  background: var(--paper);
  border: 1px solid var(--hair);
  padding: 1.9rem;
}
.form label {
  display: block;
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  margin: 0 0 0.4rem;
  color: var(--navy);
}
.form .field { margin-bottom: 1.05rem; }
.form input, .form textarea, .form select {
  width: 100%;
  background: var(--cream);
  border: 1px solid var(--hair);
  padding: 0.78rem 0.85rem;
  color: var(--ink);
  outline: none;
}
.form input:focus, .form textarea:focus {
  border-color: var(--mint-deep);
}
.form textarea { min-height: 140px; resize: vertical; }
.form-note {
  font-size: 0.85rem;
  color: var(--muted);
  margin-top: 0.8rem;
}
.form-ok {
  display: none;
  padding: 1rem 1.1rem;
  background: var(--navy);
  color: var(--cream);
  margin-bottom: 1rem;
  font-size: 0.95rem;
}
.form-ok.show { display: block; }

.site-footer {
  background: var(--navy-deep);
  color: rgba(246, 243, 236, 0.7);
  padding: 3.75rem 0 2.1rem;
  font-size: 0.9rem;
  border-top: 1px solid var(--hair-mint);
}
.foot-grid {
  display: grid;
  grid-template-columns: 1.45fr 1fr 1fr 1fr;
  gap: 2.5rem;
  margin-bottom: 2.85rem;
}
.site-footer h3, .site-footer h4 {
  font-family: var(--sans);
  font-size: 0.7rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--mint);
  margin-bottom: 1rem;
  font-weight: 600;
}
.site-footer a { color: var(--cream); text-decoration: none; }
.site-footer a:hover { color: var(--mint-soft); }
.site-footer ul { list-style: none; padding: 0; margin: 0; }
.site-footer li { margin: 0.38rem 0; }
.foot-legal {
  border-top: 1px solid var(--hair-light);
  padding-top: 1.45rem;
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem 1.6rem;
  justify-content: space-between;
  font-size: 0.78rem;
  color: var(--muted-2);
}
.demo-flag {
  font-size: 0.7rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--mint);
}

.prose { max-width: 40rem; }
.muted { color: var(--muted); }
.pull {
  font-family: var(--serif);
  font-size: clamp(1.65rem, 3vw, 2.2rem);
  line-height: 1.22;
  letter-spacing: -0.022em;
  max-width: 22ch;
  color: var(--navy);
}
.chips { display: flex; flex-wrap: wrap; gap: 0.45rem; margin-top: 1.35rem; }
.chip {
  border: 1px solid var(--hair);
  padding: 0.35rem 0.72rem;
  font-size: 0.75rem;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  font-weight: 600;
  color: var(--muted);
}
.mint-rule {
  width: 48px;
  height: 1px;
  background: var(--mint);
  border: 0;
  margin: 0 0 1.5rem;
}

.reveal { animation: rise 0.95s var(--ease) both; }
@keyframes rise {
  from { opacity: 0; transform: translateY(20px); }
  to { opacity: 1; transform: none; }
}

.photo-break {
  margin: 0;
  padding: 0;
  max-height: 440px;
  overflow: hidden;
  background: var(--navy-deep);
}
.photo-break img {
  width: 100%;
  height: 440px;
  object-fit: cover;
  filter: saturate(0.82) contrast(1.06) brightness(0.88);
  display: block;
}

.close-cta {
  text-align: left;
}
.close-cta h2 { max-width: 16ch; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .reveal { animation: none; }
  .btn, .card, .person, .flow-node { transition: none; }
  .person:hover, .flow-node:hover { transform: none; }
}

@media (max-width: 980px) {
  .nav-links, .nav-phone { display: none; }
  .menu-toggle { display: block; }
  .site-header.is-open .nav-links {
    display: flex;
    flex-direction: column;
    position: absolute;
    top: var(--header);
    left: 0; right: 0;
    background: var(--navy-deep);
    padding: 1.1rem 1.5rem 1.5rem;
    align-items: flex-start;
    gap: 0.9rem;
    border-bottom: 1px solid var(--hair-mint);
  }
  .site-header.is-open .nav-phone {
    display: none;
  }
  .split, .split-reverse, .feature-ai, .contact-grid {
    grid-template-columns: 1fr;
    gap: 2rem;
  }
  .trio { grid-template-columns: 1fr; }
  .flow { grid-template-columns: 1fr; }
  .flow-arrow { transform: rotate(90deg); padding: 0.15rem 0; }
  .foot-grid { grid-template-columns: 1fr 1fr; }
  .locks { grid-template-columns: 1fr; }
  .team-grid { grid-template-columns: repeat(2, 1fr); }
  .plain-list li { grid-template-columns: 1fr; gap: 0.25rem; }
  .stat-list li { grid-template-columns: 1fr; gap: 0.25rem; }
}

@media (max-width: 640px) {
  .wrap, .wrap-wide { width: calc(100% - 32px); }
  section { padding: 3.75rem 0; }
  .page-hero { padding: 3.4rem 0 2.6rem; }
  .hero-inner { padding: 3.1rem 0 2.8rem; }
  .foot-grid { grid-template-columns: 1fr; }
  .nav-ctas .btn { padding: 0.7rem 0.9rem; font-size: 0.8rem; }
  .photo-break img { height: 280px; }
  .photo-break { max-height: 280px; }
  .team-grid { grid-template-columns: 1fr; }
  .tools-strip-inner { flex-direction: column; align-items: flex-start; }
  .calc-grid { grid-template-columns: 1fr; }
  .quiz-row { flex-direction: column; align-items: flex-start; }
}

.flow-node {
  transition: transform 0.4s var(--ease), background 0.25s, border-color 0.25s, box-shadow 0.4s var(--ease);
  cursor: default;
}
.flow-node:hover {
  transform: translateY(-3px);
  background: rgba(149, 225, 212, 0.16);
  border-color: var(--mint);
  box-shadow: 0 14px 32px rgba(0, 0, 0, 0.18);
}

/* Homepage tools strip */
.tools-strip {
  padding: 1.05rem 0;
  background: var(--navy);
  color: var(--cream);
  border-top: 1px solid var(--hair-mint);
  border-bottom: 1px solid var(--hair-mint);
}
.tools-strip-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
}
.tools-strip p {
  margin: 0;
  color: rgba(246, 243, 236, 0.88);
  font-size: 1.02rem;
}
.tools-strip strong {
  font-family: var(--serif);
  font-weight: 500;
  color: var(--cream);
  letter-spacing: -0.02em;
}

/* Tools / calculators */
.disclaimer-banner {
  background: var(--mint);
  color: var(--ink);
  padding: 1.05rem 0;
}
.disclaimer-banner p {
  margin: 0;
  font-size: 0.92rem;
  font-weight: 500;
  max-width: 62rem;
}
.calc-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.35rem;
}
.calc {
  background: var(--paper);
  border: 1px solid var(--hair);
  padding: 1.7rem 1.6rem 1.5rem;
  display: flex;
  flex-direction: column;
  min-height: 100%;
}
.band-paper .calc { background: var(--cream); }
.calc-kicker {
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--mint-deep);
  margin-bottom: 0.45rem;
}
.calc h3 {
  font-size: 1.55rem;
  margin-bottom: 0.35rem;
}
.calc .calc-lede {
  color: var(--muted);
  font-size: 0.92rem;
  margin-bottom: 1.25rem;
}
.ctrl { margin-bottom: 1.05rem; }
.ctrl-top {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 0.75rem;
  margin-bottom: 0.35rem;
}
.ctrl label {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--navy);
}
.ctrl output,
.ctrl .live-val {
  font-family: var(--serif);
  font-size: 1.05rem;
  color: var(--navy);
  letter-spacing: -0.02em;
}
.ctrl input[type="range"] {
  width: 100%;
  appearance: none;
  -webkit-appearance: none;
  height: 2px;
  background: var(--stone);
  border: 0;
  padding: 0;
  outline: none;
}
.ctrl input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: var(--mint);
  border: 2px solid var(--navy);
  cursor: pointer;
}
.ctrl input[type="range"]::-moz-range-thumb {
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: var(--mint);
  border: 2px solid var(--navy);
  cursor: pointer;
}
.ctrl input[type="number"] {
  width: 8.2rem;
  background: var(--paper);
  border: 1px solid var(--hair);
  padding: 0.28rem 0.45rem;
  color: var(--ink);
  text-align: right;
  font-family: var(--serif);
  font-size: 1rem;
}
.ctrl input[type="number"]:focus {
  border-color: var(--mint-deep);
  outline: none;
}
.calc-result {
  margin-top: auto;
  padding-top: 1.15rem;
  border-top: 1px solid var(--hair);
}
.calc-result .label {
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--mint-deep);
  margin-bottom: 0.2rem;
}
.calc-result .big {
  font-family: var(--serif);
  font-size: clamp(1.8rem, 3vw, 2.35rem);
  letter-spacing: -0.03em;
  color: var(--navy);
  line-height: 1.1;
  margin-bottom: 0.7rem;
}
.result-meta {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.65rem 1rem;
  margin: 0.4rem 0 0.85rem;
}
.result-meta div {
  font-size: 0.88rem;
  color: var(--muted);
}
.result-meta strong {
  display: block;
  font-family: var(--serif);
  font-weight: 500;
  font-size: 1.12rem;
  color: var(--navy);
  letter-spacing: -0.02em;
}
.calc-note,
.calc-warn,
.disclaimer-tiny {
  font-size: 0.78rem;
  color: var(--muted);
  line-height: 1.45;
  margin: 0.65rem 0 0;
}
.calc-warn {
  color: #7a2e1b;
  background: #f3e4d6;
  border-left: 2px solid #b4532a;
  padding: 0.55rem 0.7rem;
  display: none;
}
.calc-warn.show { display: block; }

.bars {
  display: flex;
  align-items: flex-end;
  gap: 2px;
  height: 92px;
  margin: 0.35rem 0 0.55rem;
}
.bars .bar {
  flex: 1;
  background: linear-gradient(180deg, var(--mint-soft), var(--mint-deep));
  min-height: 2px;
  opacity: 0.92;
}
.split-bars {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.75rem;
  margin: 0.15rem 0 0.7rem;
}
.split-card {
  border: 1px solid var(--hair);
  padding: 0.7rem 0.8rem 0.75rem;
  background: var(--paper);
}
.split-card span {
  display: block;
  font-size: 0.68rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  font-weight: 600;
  color: var(--mint-deep);
  margin-bottom: 0.35rem;
}
.split-track {
  display: flex;
  height: 8px;
  background: var(--stone);
  overflow: hidden;
  margin-bottom: 0.4rem;
}
.split-track i:first-child { background: var(--navy); }
.split-track i:last-child { background: var(--mint); }
.split-card small {
  display: block;
  font-size: 0.75rem;
  color: var(--muted);
}

.quiz {
  background: var(--navy-deep);
  color: var(--cream);
  padding: 2.4rem 2.2rem;
  border-top: 2px solid var(--mint);
}
.quiz h2 { color: var(--cream); max-width: 16ch; }
.quiz .lede {
  color: rgba(246, 243, 236, 0.78);
  max-width: 38rem;
  margin-bottom: 1.6rem;
}
.quiz-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 0.95rem 0;
  border-bottom: 1px solid var(--hair-light);
}
.quiz-row p {
  margin: 0;
  color: var(--cream);
  font-size: 1.02rem;
}
.yn {
  display: flex;
  gap: 0.4rem;
  flex-shrink: 0;
}
.yn button {
  background: transparent;
  color: var(--cream);
  border: 1px solid var(--hair-light);
  padding: 0.42rem 0.9rem;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  cursor: pointer;
}
.yn button[aria-pressed="true"] {
  background: var(--mint);
  color: var(--ink);
  border-color: var(--mint);
}
.quiz-score {
  margin-top: 1.75rem;
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 1.4rem;
  align-items: center;
}
.score-num {
  font-family: var(--serif);
  font-size: 4rem;
  letter-spacing: -0.04em;
  color: var(--mint);
  line-height: 0.9;
}
.quiz-score p { color: rgba(246, 243, 236, 0.88); margin: 0 0 1rem; }
.quiz-score .score-lab {
  font-size: 0.7rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--mint);
  font-weight: 600;
  margin-bottom: 0.35rem;
}

@media (max-width: 980px) {
  .calc-grid { grid-template-columns: 1fr; }
  .quiz-score { grid-template-columns: 1fr; gap: 0.6rem; }
}


/* Sources citations under tools */
.sources-block {
  border-top: 2px solid var(--mint);
  background: var(--paper);
  padding: 2.2rem 2rem 2rem;
}
.sources-block h2 { margin-bottom: 0.6rem; }
.sources-block ul {
  margin: 1.1rem 0 1rem;
  padding-left: 1.15rem;
  max-width: 52rem;
}
.sources-block li {
  margin: 0.65rem 0;
  color: var(--muted);
  font-size: 0.95rem;
}
.sources-block a { color: var(--navy); }
.calendly-inline-widget {
  min-height: 720px;
  background: var(--paper);
  border: 1px solid var(--hair);
}


/* Coordinated-strategy checklist (replaces file quiz) */
.checklist-panel {
  background: var(--navy);
  color: var(--cream);
  border-radius: 1.25rem;
  padding: 2.4rem 2rem;
}
.checklist-panel h2 { color: var(--cream); max-width: 18ch; }
.checklist-panel .lede { color: rgba(246, 243, 236, 0.88); }
.checklist-panel .stat-list strong { color: var(--mint); }
.checklist-cta .score-lab {
  color: var(--mint);
  font-size: 0.85rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  margin: 0 0 0.4rem;
}
.checklist-cta p { color: rgba(246, 243, 236, 0.88); margin: 0 0 1rem; }